Autonomous AI for Brazilian Finance

Your financial
worker never
sleeps.

Veloz is an AI agent that runs on Pix and Open Finance rails. It monitors accounts, schedules payments, manages cash position, and acts autonomously — 24 hours a day, without a paycheck.

150M+ Pix users in Brazil
6B+ monthly Pix transactions
91% adult population coverage
24/7 instant settlement, zero wait
What Veloz does

Not an app. A worker.

Payment Initiation

Triggers Pix payments autonomously based on schedules, thresholds, or events. Pays vendors, settles invoices, splits payments — without you lifting a finger.

Cash Flow Monitoring

Reads account balances and transaction history via Open Finance. Alerts on low balances, summarizes inflows and outflows, flags anomalies before they become problems.

Autonomous Decisions

Uses transaction history and rules to decide what to pay, when to pay, and when to hold. Escalates only the edge cases — handles the routine itself.

Accounts Receivable

Monitors incoming payments, reconciles against invoices, chases overdue accounts via Pix request. Follows up until cash lands — then reports back.

Why Brazil, why now

The infrastructure is already built.
We built the worker.

Pix
Instant payments, 24/7, free for individuals. No settlement delays. No business hours. Pure real-time rails.
Open Finance
Phase 3 live — payment initiation via third-party apps. Banks open their data. We open their workflows.
Pix Automático
Recurring payments with variable amounts. The final piece for an autonomous agent to run an SMB's entire financial operation.

Brazil is 2-3 years ahead of every other market in agentic finance readiness. Pix covers 91% of adults. Open Finance connects 800+ institutions. The rails exist. What didn't exist was the agent on top of them.

Core capabilities

Built for Brazilian business operations

Not a dashboard. Not a chatbot. A digital employee that does the work a finance team would do — except it never takes a break and never makes a typo.

Vendor Payables — schedule and execute recurring payments. Never miss a due date again.
Collection Automation — sends Pix payment requests to customers who owe you money. Follows up until cash arrives.
Payroll Disbursement — batch pays employees via Pix. Handles variable amounts, deductions, and scheduling automatically.
Cash Buffer Alerts — watches your balance and alerts you when cash is running low for upcoming obligations.
Invoice Reconciliation — matches inbound Pix payments against your invoice registry. Flags mismatches and closes the loop.
Daily Digest — morning summary of last night's transactions, today's obligations, and anything that needs your attention.
veloz — live
06:47 — Morning check
pix balance: R$ 47.320,00
3 payments queued for today
vendor [supplier_alpha]: R$ 8.200,00 — scheduled 09:00
payroll batch: R$ 31.600,00 — scheduled 14:00
[pending] invoice #442 — client owes R$ 2.400,00
cash buffer below threshold for June payroll
action: alert sent to daniel@company.com
12 new Pix received overnight — reconciling...
What Veloz looks like in your workflow
Why now

Agentic finance just became the world's most funded bet in payments.

$30M
Meow — raised April 2026
First AI agent to open a business bank account and move money. Tiger Global backed. Live product.
$600M+
x402 Protocol — 2026
Machine-to-machine payment volume. 500,000 active AI wallets. Growing 40% month over month.
R$32M
Iniciador — Brazil, 2025
World's first agentic payment on Pix. iFood Pago, Stone, Nomad as clients. Fourfolded customer base since 2024.
Live
Mastercard Agent Pay — June 2026
Global payments giant launches agent payment infrastructure. Anchorage Digital, Cloudflare, Checkout.com all integrated.

The global infrastructure is ready. Brazil's infrastructure is better. Now we need the worker that sits on top of both.

Brazil built the real-time payments infrastructure that the rest of the world is still designing.

Veloz is the autonomous agent that finally puts it to work. No more manual payment runs. No more spreadsheet reconciliations. No more chasing cash by WhatsApp at 7pm.

Every Brazilian SMB has a finance team of one — or none. Veloz is that team's missing member.

Monitors every account, every hour. Acts before cash runs out. Reports what happened while you slept.

Your Pix rails, your Open Finance data, your rules. Veloz executes on your behalf — within your guardrails, never outside them.